Construction and Contractor Factoring Services
Home / Services
Construction Factoring to Keep Your Projects Moving
What We Can Do for You
In construction, cash flow is everything. Whether you’re waiting on retainage or net 60 payment terms, you need working capital to keep your crews, materials, and machinery on schedule. At TMG, we provide construction factoring designed specifically for contractors, subcontractors, and service providers in the construction industry.
Why Construction Companies Use Factoring:
The payment cycle in construction is long and unpredictable. You may finish a job today but not see payment for 30, 60, or even 90 days. That delay can strain your ability to pay workers, buy materials, and take on new contracts.
Factoring solves that by:
-
Converting invoices into cash within 24–48 hours
-
Eliminating the need for short-term loans or lines of credit
-
Freeing up capital to bid on more (and larger) jobs
Our Construction Factoring Services Include :
Progress Billing Support
We work with AIA billing and progress payment structures.
Non-Recourse Options
Protect your business if your customer fails to pay.
Flexible Terms
We don’t lock you into long contracts — you factor only when you need it.
Support for All Trades
From electrical and plumbing to excavation and roofing — we fund your work.
Who We Work With :
Subcontractors
General contractors
HVAC and plumbing specialists
Equipment rental firms
Site prep and earthworks contractors
We Understand Construction Cash Flow
We’ve seen how slow-paying clients and change orders can disrupt even the best-run projects. Our specialists understand the documentation, payment cycles, and lien requirements that come with construction receivables.